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Massive demand and limited supply make San Francisco a top choice for savvy investors



Whether you’re seeking a luxurious home in a world-class city or looking for a high-performance rental property, San Francisco is a wise choice for any intelligent real estate investor. The unique value of San Francisco real estate comes primarily from its limited supply. Look at a map of San Francisco and it’s easy to see why the supply of housing is so constrained. San Francisco is on a peninsula, surrounded by water on three sides, and there is no vacant land available for expansion. In a city like New York, the solution would simply be to demolish and go vertical, but height restrictions and historical designations imposed by the city of San Francisco make this incredibly difficult. As supply growth has slowed, the tech boom has caused the demand for high-end properties in San Francisco to skyrocket. Currently, San Francisco real estate is some of the most highly sought after in the entire country.

This could provide investors with a unique opportunity to jump into this fantastic market. The most expensive properties are increasingly being snapped up by savvy investors who are looking for a long term investment opportunity.


Mortgage rates have dropped to their lowest in years — the rate for a thirty-year fixed mortgage has dropped from around 3.7% at the end of 2019 to around 3.2% — and some economists think that rates could even drop below 3% in the coming months. This could result in the best buyer’s market in years.

While it is harder to physically visit properties right now, this is likely to change as San Francisco opens up shortly. Many realtors are offering virtual tours, so you can check out the latest offerings in detail from the comfort of your own homes. Off-market listings are also important to consider if buying in San Francisco, so you’ll need to get in touch with a savvy agent in the area, especially if you’re looking to buy luxury properties.

Rents are likely to be impacted by COVID-19, but for landlords who want to expand their portfolio, San Francisco is certainly a better play than other cities, especially if renting luxury properties to tech and software employees. For many of the tech companies headquartered in and around the Bay Area, like Netflix, COVID-19 has actually caused an increase in their user base and boosted business. In many tech sectors, unemployment will probably be limited, and it is likely that many of San Francisco’s wealthy renters will weather this crisis and continue to pay their rent.

If you’re looking for a luxurious place to use as your primary residence, San Francisco offers some amazing neighbourhoods. Areas favoured by the wealthy include glitzy Pacific Heights, classy-yet-subdued Presidio Heights, lively South of Market District and the coveted Four Seasons Private Residences. So, whether you want to be close to the heart of the city’s action, or in a more mellow locale, now could be the perfect time to find the perfect buy in San Francisco.


Visit mogul.sg if you are actively seeking property investment opportunities in San Francisco. Check out the newly launched Four Seasons Private Residences in San Francisco and register your interest today!

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